{"id":164,"date":"2024-03-20T16:35:45","date_gmt":"2024-03-20T15:35:45","guid":{"rendered":"https:\/\/medecins-prevoyance.fr\/?page_id=164"},"modified":"2024-03-20T17:10:55","modified_gmt":"2024-03-20T16:10:55","slug":"invalidite","status":"publish","type":"page","link":"https:\/\/medecins-prevoyance.fr\/index.php\/invalidite\/","title":{"rendered":"Invalidit\u00e9"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/invalidite-accueil.png&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; title_text=&#8221;invalidite\u0301-accueil&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro|700|||||||&#8221; text_text_color=&#8221;#007fa9&#8243; text_font_size=&#8221;37px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>L&#8217;invalidit\u00e9<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#007fa9&#8243; min_height=&#8221;249.6px&#8221; custom_padding=&#8221;||0px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"color: #000000;\">Dans certaines circonstances, la CARMF offre la possibilit\u00e9 de percevoir une rente en cas d&#8217;invalidit\u00e9. Il est important de connaitre les limites de cette prise en charge qui est soumise \u00e0 des crit\u00e8res <\/span><strong>sp\u00e9cifiques<\/strong><span style=\"color: #000000;\"> et <\/span><strong>restrictif.<\/strong><br \/><span style=\"color: #000000;\">La CARMF ne couvrant pas l\u2019invalidit\u00e9 partielle, une <\/span><strong>a<\/strong><strong>ssurance pr\u00e9voyance individuelle<\/strong><span style=\"color: #000000;\"> adapt\u00e9e permet de ne pas exposer sa famille a des difficult\u00e9s financi\u00e8res.<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong><u><\/u><\/strong><\/span><\/p>\n<h3><span style=\"color: #000000;\"><strong><u>Montant des indemnit\u00e9s journali\u00e8res (IJ)<\/u><\/strong><\/span><\/h3>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">Les prestations octroy\u00e9es par a CARMF aux m\u00e9decins sont fonction de leur classe de cotisation. Il existe 3 classes de cotisation, \u00e0 savoir les classes A, B et C.<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Classe A<\/strong>\u00a0: b\u00e9n\u00e9fice annuel inf\u00e9rieur \u00e0 1 au PASS (&lt; 46.368 \u20ac en 2024)<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Classe B<\/strong>\u00a0: b\u00e9n\u00e9fice annuel se situe entre 1 et 3 PASS (48.369 \u20ac \u2013 139 104 \u20ac en 2024)<\/span><\/li>\n<li><span style=\"color: #000000;\"><span style=\"color: #000000;\"><strong>Classe C<\/strong> : b\u00e9n\u00e9fice annuel est sup\u00e9rieur \u00e0 3 PASS (&gt; 139 104 \u20ac en 2024).<br \/><\/span><\/span><span style=\"color: #000000;\"><span style=\"color: #000000;\"><br \/><\/span><\/span><strong>Montant de la rente\u00a0:<\/strong>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Classe A<\/strong>\u00a0: 21 742 \u20ac<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Classe B<\/strong>\u00a0: 21 742 \u20ac<\/span><\/li>\n<li><span style=\"color: #000000;\"><strong>Classe C<\/strong>\u00a0: 28 989 \u20ac<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">\u2666 Une majoration de<\/span><strong> 35 %<\/strong><span style=\"color: #000000;\"> est accord\u00e9e lorsque le m\u00e9decin ou le conjoint collaborateur est mari\u00e9 depuis au moins deux ans au moment de l&#8217;invalidit\u00e9<\/span><\/p>\n<p><span style=\"color: #000000;\">\u2666 Un suppl\u00e9ment d&#8217;allocation de <\/span><strong>35 %<\/strong><span style=\"color: #000000;\"> est accord\u00e9 si une tierce personne est n\u00e9cessaire pour accomplir les t\u00e2ches quotidiennes.<\/span><\/p>\n<p><span style=\"color: #000000;\">\u2666 Une bonification familiale de <\/span><strong>10 %<\/strong><span style=\"color: #000000;\"> est octroy\u00e9e si le m\u00e9decin a eu au moins trois enfants.<\/span><\/p>\n<p><span style=\"color: #000000;\">Toutes ces majorations sont cumulables.<\/span><\/p>\n<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/tableaurente.png&#8221; title_text=&#8221;tableaurente&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#007fa9&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2><span style=\"text-decoration: underline; color: #000000;\"><span><strong>Conditions<\/strong><\/span><\/span><\/h2>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">La rente d\u2019invalidit\u00e9 est octroy\u00e9 \u00a0:<br \/><\/span><span style=\"color: #000000;\">\u2666 en cas de maladie grave ou d\u2019accident qui entra\u00eene une <\/span><strong>invalidit\u00e9 totale et permanente<\/strong><span style=\"color: #000000;\">, vous rendant absolument incapable d&#8217;exercer votre profession.<br \/>\u2666 <\/span><span style=\"color: #000000;\">que le m\u00e9decin <\/span><strong>soit \u00e0 jour de ses cotisations<\/strong><span style=\"color: #000000;\">, majorations de retard et \u00e9ventuels frais de justice \u00e0 la date de d\u00e9but de l&#8217;arr\u00eat.<br \/><\/span><span style=\"color: #000000;\">\u2666 avoir <\/span><strong>c\u00e9d\u00e9<\/strong> <span style=\"color: #000000;\">ou avoir<\/span><strong> d\u00e9finitivement ferm\u00e9 <\/strong><span style=\"color: #000000;\">votre<\/span><strong> cabinet<\/strong>.<span style=\"color: #000000;\"><br \/>\u2666 <\/span><span style=\"color: #000000;\">\u00eatre <\/span><strong>radi\u00e9<\/strong> <span style=\"color: #000000;\">de l\u2019ordre ou inscrit en tant que \u00ab\u00a0n\u2019exercant pas\u00a0\u00bb<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">Pour une affiliation de <\/span><strong>8 <\/strong><span style=\"color: #000000;\">\u00e0<\/span><strong> 1<\/strong><strong>5 trimestres<\/strong><span style=\"color: #000000;\">, les prestations sont r\u00e9duites du tiers.<\/span>\u00a0<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/bouton-comparerlesprevoyances1.png&#8221; title_text=&#8221;bouton-comparerlesprevoyances1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/ampoule-1.png&#8221; title_text=&#8221;ampoule&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f2f2&#8243; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;1px&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_vertical=&#8221;-1px&#8221; box_shadow_blur=&#8221;10px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||4px||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p style=\"text-align: center;\">Notre partenaire<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/atriomasanteprevoyancesmed.png&#8221; title_text=&#8221;atriomasanteprevoyancesmed&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|11px|11px|11px|11px&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/carmfaucuneinvalidite.png&#8221; title_text=&#8221;carmfaucuneinvalidite\u0301&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/bouton-comparerlesPER1.png&#8221; title_text=&#8221;bouton-comparerlesPER1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; column_structure=&#8221;3_4,1_4&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_column _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; type=&#8221;3_4&#8243; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; background_color=&#8221;rgba(226,226,226,0.77)&#8221;]<\/p>\n<h3 style=\"text-align: center;\"><strong><span style=\"color: #000000;\"><\/span><\/strong><\/h3>\n<h3 style=\"text-align: center;\"><strong><span style=\"color: #000000;\"><\/span><\/strong><\/h3>\n<h3 style=\"text-align: center;\"><strong><span style=\"color: #000000;\"><\/span><\/strong><\/h3>\n<h3 style=\"text-align: center;\"><strong><span style=\"color: #000000;\">\u00a0<img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/Ampoulepicto.png\" width=\"59\" height=\"61\" alt=\"\" class=\"wp-image-174 alignnone size-medium\" \/><\/span><\/strong><\/h3>\n<h3 style=\"text-align: center;\"><strong><span style=\"color: #000000;\"><\/span><\/strong><\/h3>\n<h3 style=\"text-align: center;\"><strong><span style=\"color: #000000;\">En cas d&#8217;invalidit\u00e9 partielle, la CARMF n&#8217;octroie aucune prestation.<\/span><\/strong><\/h3>\n<p><strong><span style=\"color: #000000;\"><\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\"><\/span><\/strong><\/p>\n<p><strong><span style=\"color: #000000;\"><\/span><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; type=&#8221;1_4&#8243; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#007fa9&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2><span style=\"color: #000000;\"><strong><u>Exon\u00e9ration des cotisations CARMF en cas d\u2019incapacit\u00e9<\/u><\/strong><strong><u><\/u><\/strong><\/span><\/h2>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p><span style=\"color: #000000;\">Le m\u00e9decin ou le conjoint collaborateur titulaire de la pension d\u2019invalidit\u00e9 n\u2019est redevable d\u2019<\/span><strong>aucune cotisation<\/strong><span style=\"color: #000000;\"> envers la CARMF.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#007fa9&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2><span style=\"text-decoration: underline; color: #000000;\"><span><strong>Imposition<\/strong><\/span><\/span><\/h2>\n<p><span style=\"color: #000000;\">La rente d&#8217;invalidit\u00e9 \u00e9mise par la CARMF est assujettie \u00e0 l&#8217;imp\u00f4t sur le revenu dans la cat\u00e9gorie des &#8220;<\/span><strong>pensions<\/strong><span style=\"color: #000000;\">&#8220;.<\/span><br \/><span style=\"color: #000000;\">L\u2019administration fiscale transmets \u00e0 la CARMF un taux d\u2019imposition et le montant est directement d\u00e9duit de vos allocations.<\/span><\/p>\n<p><span style=\"color: #000000;\">Les retenues de la Contribution sociale g\u00e9n\u00e9ralis\u00e9e (<\/span><strong>CSG<\/strong><span style=\"color: #000000;\">), de la Contribution pour le remboursement de la dette sociale (<\/span><strong>CRDS<\/strong><span style=\"color: #000000;\">), ainsi que de la contribution additionnelle de solidarit\u00e9 pour l\u2019autonomie (<\/span><strong>CASA<\/strong><span style=\"color: #000000;\">), sont effectu\u00e9es sur le montant brut total des allocations journali\u00e8res.<\/span><\/p>\n<p><span style=\"color: #000000;\"><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,3_5,1_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(226,226,226,0.77)&#8221; custom_margin=&#8221;24px||30px||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/Secretariat.png&#8221; title_text=&#8221;Secretariat&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#00334a&#8221; text_font_size=&#8221;20px&#8221; custom_padding=&#8221;|||10px|false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><strong>Qui peut m&#8217;aider ?<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#000000&#8243; custom_margin=&#8221;-15px||||false|false&#8221; custom_padding=&#8221;0px|||10px|false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<\/p>\n<p><span style=\"color: #000000;\">Vous avez une question ? Vous souhaitez \u00eatre accompagn\u00e9(e) dans vos d\u00e9marches<\/span> ?<\/p>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;Trouver un interlocuteur&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#00334a&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;27px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;Source Sans Pro||||||||&#8221; button_icon=&#8221;&#x35;||divi||400&#8243; button_icon_color=&#8221;#FFFFFF&#8221; button_on_hover=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;-7px||||false|false&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/Secretariat.png&#8221; title_text=&#8221;Secretariat&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_4,1_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#007fa9&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"color: #000000;\"><strong><u>Dr I, urologue, s\u00e9quelle de parapar\u00e9sie des membres inf\u00e9rieurs post AVP entrainant une baisse de revenus de 70%.<br \/><\/u><\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">Invalidit\u00e9 partielle estim\u00e9 entre 20 et 50%.<br \/><\/span><span style=\"color: #000000;\">Sans contrat de pr\u00e9voyance individuelle, Dr Il ne touchera <\/span><strong>aucune prestation<\/strong><span style=\"color: #000000;\"> de la CARMF.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/REVENUSPOSTAVP.png&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; title_text=&#8221;REVENUSPOSTAVP&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Source Sans Pro||||||||&#8221; text_text_color=&#8221;#007fa9&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"color: #000000;\"><strong><u>Dr H, radiologue, s\u00e9quelle d\u2019h\u00e9mipl\u00e9gie compl\u00e8te avec aphasie post AVC isch\u00e9mique sylvien complet.<br \/><\/u><\/strong>Revenus ant\u00e9rieurs\u00a0: 160.00 \u20ac. Dr H appartient donc \u00e0 la classe C<\/span><br \/><span style=\"color: #000000;\">Monsieur H \u00e0 une femme et 3 enfants.<\/span><\/p>\n<p><span style=\"color: #000000;\">Invalidit\u00e9 totale reconnu par la CARMF.<br \/><\/span><span style=\"color: #000000;\">Sans contrat de pr\u00e9voyance individuelle, Dr H touchera une rente d\u2019invalidit\u00e9 de <\/span><strong>43.049 \u20ac\/an.<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;http:\/\/medecins-prevoyance.fr\/wp-content\/uploads\/2024\/03\/postAVC.png&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; theme_builder_area=&#8221;post_content&#8221; title_text=&#8221;postAVC&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&#8217;invalidit\u00e9Dans certaines circonstances, la CARMF offre la possibilit\u00e9 de percevoir une rente en cas d&#8217;invalidit\u00e9. Il est important de connaitre les limites de cette prise en charge qui est soumise \u00e0 des crit\u00e8res sp\u00e9cifiques et restrictif.La CARMF ne couvrant pas l\u2019invalidit\u00e9 partielle, une assurance pr\u00e9voyance individuelle adapt\u00e9e permet de ne pas exposer sa famille a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-164","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Invalidit\u00e9 - M\u00e9decins-pr\u00e9voyance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/medecins-prevoyance.fr\/index.php\/invalidite\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Invalidit\u00e9 - M\u00e9decins-pr\u00e9voyance\" \/>\n<meta property=\"og:description\" content=\"L&#039;invalidit\u00e9Dans certaines circonstances, la CARMF offre la possibilit\u00e9 de percevoir une rente en cas d&#039;invalidit\u00e9. 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